Meet Jeffrey Valley

Hello, my name is Jeffrey Valley and it is my passion to find people the money they need to help them accomplish any of their goals!  Whether it’s starting a small business, getting a mortgage (first or second), insurance for their adventures or anything in-between, I’ll be on the front lines getting them the rates they deserve.  When you choose a mortgage broker you are not being held hostage by just one bank, we search through many banks and get the best rate for YOU! Best of all, it’s free for you to use, because the banks pay us to do this service for you.  So just remember, if you need money for any reason – I’m on your side and I’ll do everything I can to get you the money you deserve!

FSRA Mortgage Agent License #: M19002185

Advantages of using a mortgage broker include:

  • Greater access to lenders, mortgage products and rates
  • The ability to compare mortgage rates without having your credit report being pulled multiple times (if you conducted your own comparison shopping, your credit report would be pulled once by each of the lenders you go to)
  • The mortgage broker can negotiate on your behalf and pass on some of their volume discounts to you
  • Greater flexibility when finding a time to meet with your broker in-person as mortgage brokers usually have extended hours, outside of the typical bank business hours
  • Access to your mortgage broker’s large amount of industry knowledge as they are not limited to products from a single lender
  • Free service, as mortgage brokers are paid by the lender that provides your mortgage
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